They say they report correctly and that the status accuractely reflects my relationship with the bank at my time of filing.
So life is good, could have been worse, but is always getting better. Yes it's a hard lesson learned and we had the tiger by the tail, and one day we will again clean up the floor with him, AFTER we finish with the CRA's.......
K - farm bureau bank PULLED ANOTHER REPORT - ANOTHER HARD INQUIRY!!!!
If they were going to deny you based on the baddie from 2001, they'd have done so already, I believe. They already have your info, just want to verify it.
If they can validate then negotiate. But bet you they can't...furthermore what's to stop AT&T from reporting this charge off in the future. NCO can only really control what they do.
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